What You Should Know About Closing Costs:

What are Closing Costs?

Closing costs are the fees associated with buying a home that you'll need to pay in addition to the purchase price. These fees typically include things like title insurance, attorney's fees, and home inspection costs.

According to recent data, the average closing costs in Sacramento are around 2-5% of the total purchase price of the home. So if you're buying a home for $500,000, you can expect to pay anywhere from $10,000 to $25,000 in closing costs.

Some common closing costs to expect in Sacramento include:

• Title insurance

• Title fees

• Home appraisal fee

• Home inspection fee

• Loan origination fee

• Property taxes

• County taxes

How I Minimize Your Closing Costs

If you're looking to minimize your closing costs, this is what I always do for my Buyers:

• Shop around for the best mortgage rates.

• Use top-notch inspection companies with the best value.

• Have the Seller pay a portion of the closing costs.

• Ask the seller for closing credits.

Remember, it's important to carefully review all of your options and compare the costs and benefits of each before making a decision. A good real estate agent and mortgage lender can help you determine the best approach for your individual circumstances.

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